UK pay-as-you-go card ratesSumUp 1.69%Square 1.75%PayPal POS (Zettle) 1.75%Lloyds Cardnet mPOS 1.75%in-person UK cards, as published Oct 2026How fees work →
An EPOS (electronic point of sale) system is your till: it rings up sales, tracks stock, manages staff and reports your takings. Here’s how the main UK options differ, and how to pick one that fits your business and your card machine.
Do you need an EPOS system or just a card machine?
If you sell a few items and mostly need to take card payments, a standalone card machine or a reader with a free POS app may be all you need. An EPOS system earns its keep when you need to:
track stock across hundreds of products, with barcode scanning and low-stock alerts;
send orders from tables to the kitchen or bar, split bills and run tabs;
manage staff logins, shifts and permissions;
see sales reports by product, hour and site, and export to your accounting software;
connect online orders, deliveries and loyalty schemes.
Integrated vs standalone card terminals
An integrated terminal receives the amount directly from your till, so staff don’t key it in. That speeds up queues and avoids mistakes. A standalone terminal works on its own, and staff type the amount.
Some EPOS systems only work with their own payments (for example Square, SumUp and PayPal POS). Others let you choose from several payment providers, which means you can shop around for card rates without changing your till. Ask which acquirers and terminals an EPOS supports before you buy.
How EPOS pricing works
Software: free plans, monthly subscriptions per site or per device, and add-ons (kitchen screens, loyalty, online ordering).
Hardware: bought outright, bundled, or financed. Tablets, stands, cash drawers, receipt printers and barcode scanners add up.
Payments: either built in at the provider’s rate or from a separate acquirer.
Contracts: watch for minimum terms, hardware finance agreements and support plans that renew automatically.
Petrol stations: specialist forecourt EPOS linked to pumps and fuel cards.
Last updated: 16 October 2026
Frequently asked questions
What is the difference between EPOS and POS?
In the UK they mean the same thing in practice. EPOS (electronic point of sale) is the British term for a computerised till system; POS is the wider term used worldwide.
Can I use my own card machine with an EPOS system?
Sometimes. Many EPOS systems integrate with several payment providers, but all-in-one systems such as Square, SumUp and PayPal POS use their own payments. Check before you buy.
Is there a free EPOS system?
Square and PayPal Point of Sale offer free POS software; you pay card fees and buy hardware. Advanced features usually need a paid plan.