UK pay-as-you-go card rates SumUp 1.69% Square 1.75% PayPal POS (Zettle) 1.75% Lloyds Cardnet mPOS 1.75% in-person UK cards, as published Oct 2026 How fees work →
A customer paying by card at a salon counter

Guides by business type

Card machines by business type

A coffee shop, a corner shop and a forecourt need very different payment setups. Pick your business to see what usually fits, what to ask providers and which costs matter most.

Photo: Blake Wisz on Unsplash

Quick guide: which setup fits?

BusinessUsual setupPricing to look at
Market stall, pop-up, events4G reader or phone (Tap to Pay)Pay as you go, no monthly fee
Hairdresser, beauty, therapistReader or terminal + booking appPay as you go or subscription
Tradesperson, mobile services4G reader, pay by link, invoicesPay as you go; keyed and online rates
Café, takeawayTerminal + POS app or EPOSFlat rate vs quote; watch authorisation fees on small sales
Pub, restaurantHospitality EPOS + portable pay-at-table terminalsQuoted rates, terminal fees per device
Convenience store, retailEPOS with scanner + integrated countertop terminalQuoted rates once takings are higher
Petrol stationForecourt EPOS + pay-at-pump terminalsSpecialist forecourt providers + acquirer quote

Last updated: 16 October 2026

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